SKYLiNE
SOLUTIONS GROUP
We say Yes, When the Bank says No
Financing Solutions
Revenue-Based Financing
At Skyline Solutions Group, we understand the unique challenges faced by women, people of color, veterans, and businesses in low-to-moderate income areas when accessing capital. Revenue-based financing offers a flexible alternative to traditional bank loans, providing funding without equity dilution and with repayment terms that adapt to your business’s performance.
Unlike fixed monthly loan payments, this structure allows for smaller payments during slower months and larger payments when revenue is strong, ensuring financial flexibility while supporting sustainable growth.
Business Characteristics
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Businesses with revenue of $1 million or higher
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Ownership Requirements:
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Woman owned
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Person of Color owned
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Veteran owned
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LGBTQ+ owned
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Companies located in low to moderate income areas
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Companies that have committed to inclusive hiring initiatives
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Profitable, break-even or clear path to profitability
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Growing revenues or positive trends
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Recurring contracts and predictable revenue models are a best fit
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Time in business: 12 to 18 months minimum
Lending Criteria
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Term: 2 to 5 Years
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Funding amounts from $50,000 to $1 million
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Revenue-Based Financing:
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A portion of revenues will be paid monthly at a pre-established percentage until the principal and additional fees have been repaid
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Typically 3% to 9% of monthly cash receipts
Initial Underwriting Needs
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2 years of financial statements (balance sheet, P/L, cash flow) broken out by month
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Revenue by customer
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Debt schedule
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Projections (if available)